Up-date to my application
First things first, you can text the word ‘STATUS’ to 07860004427 if you’re just after an update on your application and your loan hasn’t been paid out.
We’ll get back to you personally by having an SMS alert permitting you to know where we’ve surely got to. This can be just designed for borrowers on real time loan requests.
Who is able to make an application for an Amigo Loan?
Just about anyone can use for the Amigo Loan provided that they meet our criteria:
- A British resident
- Aged 18-75
- Instead of a dynamic bankruptcy, IVA, or equivalent
- And will easily pay the loan repayments.
You’ll likewise require buddy or family member whom trusts one to be your guarantor.
The main thing to see is that we won’t judge you on your own credit history. That’s because our loans are derived from your current financial predicament and trust. Then we can trust you too if your guarantor trusts you to maintain payments.
To date, we’ve already lent to over 375,000 those who could have struggled to have loans from somewhere else.
Can you accept individuals released from bankruptcy?
Yes, we are able to accept individuals discharged from bankruptcy. If the credit report hasn’t been updated because you had been released, you may want to deliver us a duplicate of the release documents. In the event that you don’t have actually a copy, you could get one through the trustee whom handled your bankruptcy or through the court where you had been made bankrupt.
We won’t be able to lend to you but will be happy to consider any applications once you’re discharged if you’re currently bankrupt.
Can a loan is had by me if we reside outside of the British?
We could just provide loans to individuals who are now living in the united kingdom – that is England, Scotland, Wales and Northern Ireland. Just as much as we’d love to simply help, other nations have actually various guidelines.
If you reside in britain for at the least 2 months per year then we’re able to nevertheless accept you.
Simply how much can I borrow?
Having an Amigo loan, it is possible to borrow as much as ?10,000. So long for you, we’ve got you covered as it’s affordable.
Next, choose your loan term. Our loans may be applied for between one and 5 years dependent on just just exactly what matches your allowance.
1 beginning the application
We’ll need to find out a little about yourself. Which means your title, date of delivery as well as your contact information (for when we deliver you information regarding your loan).
We’ll then request you to read the T&Cs and your credit contract. When you’re pleased with every thing, click on the box and sign your contract electronically.
What’s a signature that is electronic?
Supplying a signature that is electronic a good way of signing your contract online. In the place of composing your title having a pen, you just click on the yellowish field that says “I accept & signal this agreement”. This means no paper types or unneeded delays. As this is certainly equivalent to a ‘wet-ink’ signature, it is crucial you don’t indication you’re agreeing to until you’re completely happy with what.
2 doing your allowance plan
Next, we’ll request you to supply a fast break down of your funds. You want to make certain this is actually the right loan for you personally, so we’ll simply simply take your income down and outgoings. This can show us in the event that loan re payments are affordable alongside your other monetary commitments.
Do i must be used?
You don’t must be used to borrow from Amigo Loans. speedyloan.net/reviews/prosper-loans Though we’ll be sure you are able to pay for the mortgage re re payments alongside your normal living expenses, it does not make a difference if for example the earnings is from wages, advantages or pensions (or someplace else nevertheless). It simply has to be guaranteed and regular.
How can I deliver evidence of my earnings, ID, as well as other papers?
Whenever we request you to outline proof your earnings, ID, or whatever else, there’s absolutely nothing to bother about – it simply means we couldn’t confirm your data during our online checks. By turning in a definite image of a document confirming these records, we are able to speed up the application and shell out the loan at the earliest opportunity.
It is possible to deliver the image by e-mail to email protected or by image message to 07717989072 (please remember that your telecoms provider could charge a fee for a photo message).
If you’re delivering a photo of the bank statement, make certain we could start to see the after information plainly – it’ll assistance in the event that declaration covers a complete thirty days:
- Your complete name
- The Bank’s logo design
- Sort rule and account quantity
- The earnings being compensated to the account (this might add advantages, pensions or wage. In the event that earnings is compensated weekly we have to see two consecutive months of re re payment)
- The date ( perhaps not avove the age of 100 times)
We can also accept if you don’t have a bank statement:
Advantages – current page through the Pros Agency
- Your complete name
- The total amount you will get together with regularity of re payments
- The date ( perhaps maybe maybe not more than 100 times)
Pension – a page through the Department for Perform and Pensions or a pension provider that is private
- Your name
- The quantity you will get therefore the regularity of re re payments
Work wage – payslips
- Your complete name
- The boss’s title
- Your money details
- And dated within 100 times (if you are compensated regular, we must have the ability to see fourteen days‘ worth of re payments)