6. De-Cheque

Keeping control in your cheque center is very important. When you have 2 or higher bounced cheques in past times year, most banking institutions will likely not proceed together with your home loan application.

The record will continue to be, regardless of affected present account is shut or even the account is certainly not through the bank you might be trying to get the mortgage.

7. Bankruptcy

You will not be able to get any new loans, refinance or top-up any mortgage facilities if you are officially declared a bankruptcy.

Bankruptcy status is posted when you look at the newsprint daily. When you have been declared bankrupt, either by way of a specific bank, specific or by a business, your record will likely to be available forever in CTOS for reference.

CTOS captures and compiles bankruptcy status, that are posted when you look at the sources that are public. CCRIS just captures the bankruptcy status, if you should be announced bankrupt by a bank. Weiterlesen